Verilux does not work with insurance companies directly, however, many of our customers have been reimbursed by their insurance company, with coverage ranging from 50% to as much as 100% coverage.
To date, the U.S. food & drug Administration (FDA) has not evaluated light therapy. Because of this, many insurance companies claim bright light treatment is experimental. However, many published studies support bright light treatment as a viable therapy, and in fact, it is the approved mainstream treatment according to both the American Mental Association and the American Psychiatric Association.
To determine whether your health insurance policy covers light therapy devices, you will need to contact your insurance company directly and inquire. If they say that they will (or even 'may') cover a light therapy product purchase, make sure you ask them to send you a letter confirming such, and that you fully understand their procedure(s). Sometimes a claim is denied because our customer was overenthusiastic and ordered the product before obtaining either a prescription from their health professional (not required for purchase but may be required for the reimbursement claim) or the pre-approval from their insurance company.
Ask your insurance company to mail you a form for reimbursement. When filling out the form, be sure to include a doctor's prescription and include a "diagnosis code" from your doctor. You will also need an itemized bill of services rendered and a receipt for your light therapy product purchase.
If you receive a noncommittal response and decide to take a chance on reimbursement, you may want to have your physician write a letter on your behalf which includes your diagnosis code and recommended therapy treatment plan.
This information is provided to help you understand the steps required for insurance reibursement but this is not a guarantee. Please contact your insurance company directly to better understand their policies to light therapy reimbursement.